Cross-border personal

Integrated tax solutions for dual residents

Effective cross-border personal tax planning between Canada and the United States requires a deep understanding of both countries’ tax systems and how they interact. Whether you're a dual resident, a U.S. citizen living in Canada or a Canadian relocating south, our team provides strategic guidance to help you meet your compliance obligations and minimize your overall tax burden.

U.S. personal tax services 

Our U.S. personal tax team provides tailored advisory and compliance services for individuals with U.S. tax obligations, including: 

• U.S. citizen and green card holder filings – Preparation of U.S. federal and state income tax returns, including Form 1040 and FBAR reporting. 

• U.S. non-resident alien filings – Preparation of U.S. federal and state income tax returns, including Form 1040NR and related state returns. 

• Expatriate tax planning – Assistance with U.S. citizens living abroad, including the Foreign Earned Income Exclusion, Foreign Tax Credit and streamlined filing for non-compliant taxpayers.

• IRS voluntary disclosures and amnesty programs – Guidance for clients seeking to resolve past non-compliance through available IRS programs.

• State-specific residency and departure planning – Analysis of state tax residency issues for snowbirds or Canadians relocating to the U.S.

Cross-border personal tax services (Canada–U.S.) 

We specialize in managing the complexities of cross-border tax issues for individuals with ties to both Canada and the United States, including: 

• Dual-residency and treaty-based return positions – Strategic planning to avoid double taxation using the Canada–U.S. Tax Treaty. 

• Departure and arrival tax planning – Managing Canadian departure tax and U.S. tax implications upon residency changes. 

• Cross-border retirement and investment planning – Tax-efficient structuring of IRAs, 401(k)s, RRSPs and other cross-border financial assets. 

• Business owners and executives – Structuring compensation, stock options and corporate holdings for individuals with cross-border employment or ownership.

• Estate and succession planning – Coordinated planning to minimize cross-border estate tax exposure and ensure tax-efficient wealth transfers.

Navigating cross-border tax issues can be complex, but with the right team, it doesn’t have to be overwhelming. Our coordinated approach ensures that your tax strategy is both compliant and optimized, no matter which side of the border you call home.

To learn more, please contact your Baker Tilly advisor.